Driving carries extra risk for them.
The level of insured teenagers has declined between 2006 and 2012. Results suggest that a key factor in the decline has been the recession and the extremely high levels of teen unemployment. Graduated driver licensing laws were shown not to have had a large impact on the recent decline. (Vol. 30, No. 17 | September 2013)
The purpose of this study is to determine if collision claim frequencies for 16- to 19-year-old drivers relative to 35- to 60-year-old drivers vary by vehicle type. Crash rates have been found to vary by vehicle type, size, and weight within a group of similar type. This analysis shows that some of the crash rate differences are amplified for teen drivers compared with prime age drivers. (Vol. 28, No. 7 | September 2011)
©1996-2013, Insurance Institute for Highway Safety, Highway Loss Data Institute | www.iihs.org
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