Concern is mounting about the effects of phone use and texting while driving.
The purpose of this bulletin was to determine whether the laws banning text messaging are reducing collision claims. Insurance collision loss experience does not indicate a decline in crash risk when texting laws are enacted. Rather, there appears to have been a small increase in claims in the states enacting texting bans, compared with neighboring states. (Vol. 27, No. 11 | September 2010)
This bulletin examined state automobile collision claim frequencies to determine if the reduction in hand-held cellphone use was accompanied by changes in claim frequency after a cellphone ban. Results do not indicate a decrease in crash risk when hand-held cellphone laws are enacted. (Vol. 26, No. 17 | December 2009)
©1996-2013, Insurance Institute for Highway Safety, Highway Loss Data Institute | www.iihs.org
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