• Animal strike losses, 2011-13 passenger cars, pickups, SUVs, and vansSeptember 2014

    Passenger vehicles from the 2011–13 model years had a combined animal strike claim frequency of 7.9 claims per 1,000 insured vehicle years and a claim severity of $3,384. The result was an overall loss of $27. (AS-13 | September 2014)

  • Point of impact distribution for animal strike claimsSeptember 2014

    This bulletin examines the point-of-impact distribution of animal strike claims for 2001–14 model year vehicles during calendar years 2004-13 and compares the findings with collision claims. Analysis revealed 87% of animal strike claims are to the front of the vehicle, compared with 52% for collision claims. The cost of an animal strike claim is less costly than a collision claim, $2,730 compared with $3,510. (Vol. 31, No. 14 | September 2014)

  • Losses due to animal strikesApril 2014

    Animal strike claims typically rise dramatically in the fall, peaking in November. This analysis of claims from 2006 through 2013 shows claim frequency in November was more than twice the average for the study period and about 3½ times the average for August, when such claims are least likely to be filed. West Virginia, Iowa, and Pennsylvania are the states with the highest November claim frequency for animal strikes. (Vol. 31, No. 3 | April 2014)

  • Hail related claims under comprehensive coverageApril 2012

    Claims for hail damage more than doubled in 2011 compared with the previous three years. Hail claims are primarily concentrated in the Midwest, with states such as South Dakota, Nebraska, Kansas, and Oklahoma having consistently high rates. However, hail claims occur almost everywhere, and in some states the frequency varies greatly from year to year. (Vol. 29, No. 3 | April 2012)

  • Losses due to animal strikesApril 2012

    Animal strike claims typically rise dramatically in the fall, peaking in November. This analysis of claims from 2006 through 2011 shows claim frequency in November was more than twice the average for the study period and nearly 4 times the average for August, when such claims are least likely to be made. Although information on the type of animal involved is not available, most of these crashes are believed to involve deer, and the peak in claim frequency coincides with their mating season. West Virginia, Iowa, and Pennsylvania have the highest November claim frequency for animal strikes of all the states. (Vol. 29, No. 2 | April 2012)