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Status Report, Vol. 45, No. 10 | September 28, 2010 Subscribe

State texting bans don't reduce crashes, insurance data show

Alarmed by drivers doing this, legislators in state after state have enacted laws that ban texting by all drivers. As well intentioned as they are, these laws haven't accomplished what the legislators intended. They haven't reduced crashes. Rather, in a perverse twist, the frequency of insurance claims filed for vehicle damage sustained in crashes actually increased in 3 of the 4 states that were studied, after laws took effect that prohibited drivers from texting.

"These findings indicate that texting bans might even increase the risk associated with texting for drivers who continue to do so despite the laws," says Adrian Lund, president of both the Insurance Institute for Highway Safety and affiliated Highway Loss Data Institute (HLDI).

The new research is from HLDI, and the findings are consistent with those of a previous HLDI study on driver cellphone use. The previous study found that banning hand-held phone use while driving didn't cut crashes (see Status Report special issue: phoning while driving, Feb. 27, 2010).

HLDI researchers calculated rates of claims filed under collision coverage for vehicles up to 9 years old during the months immediately before and after driver texting was banned in California (January 2009), Louisiana (July 2008), Minnesota (August 2008), and Washington (January 2008). Comparable data were collected in nearby states where texting laws weren't substantially changed during the time span of the study. This controlled for possible changes in collision claim rates that were unrelated to the bans — changes in the number of miles driven due to the economy, seasonal changes in driving patterns, etc.

HLDI's new findings about texting, together with this organization's previous finding that hand-held phone bans aren't reducing crashes, "call into question the way policymakers are trying to address the problem of distracted driving crashes," Lund adds. "They're focusing on a single manifestation of distracted driving and banning it. This ignores the endless sources of distraction and relies on a ban on one source or another to solve the whole problem."

Texting ban map

Thirty states and the District of Columbia ban texting by all drivers. Another 8 states ban some drivers, mostly beginners, from texting, while 12 states don't ban texting at all.


Fluctuations from month to month in the rates of collision claims in HLDI's 4 study states with texting bans for all drivers didn't change much from before to after the bans were enacted. Nor did the patterns differ much from those in nearby states that didn't ban texting for all drivers during the study period. To the extent that the crash patterns did change in the study states, they went up, not down, after the bans took effect. The increases varied from 1 percent more crashes in Washington to about 9 percent more crashes in Minnesota (the result in Washington isn't statistically significant).

Young motorists are more likely than older people to text while driving. In all 4 of the study states, crashes increased among drivers younger than 25 after the all-driver bans took effect. In California, Louisiana, and Washington, the increases for young drivers were greater than for drivers 25 and older. The largest crash increase of all (12 percent) following enactment of a texting ban was among young drivers in California.

"The point of texting bans is to reduce motor vehicle crashes, and by this essential measure the laws are ineffective," Lund points out. He cautions that "finding no reduction in crashes, or even a small increase, doesn't mean it's safe to text and drive, though. There's a crash risk associated with doing this. It's just that bans aren't reducing this crash risk."

An Insurance Institute for Highway Safety study that relied on driver phone records found a 4-fold increase in the risk of injury crashes associated with phoning (see "Using a phone while driving raises the risk of a crash involving injuries," July 16, 2005). A study in Canada found a 4-fold increase in the risk of crashes involving property damage. The crash risk associated with texting while driving hasn't been quantified as precisely, but it may be comparable, if not greater, than the risk associated with phoning.

"Neither texting bans nor bans on hand-held phone use have reduced crash risk," Lund says.

Noncompliance is a likely reason texting bans aren't reducing crashes. Survey results indicate that many drivers, especially younger ones, shrug off these bans. Among 18-24 year-olds, the group most likely to text, 45 percent reported doing so anyway in states that bar all drivers from texting. This is just shy of the 48 percent of drivers who reported texting in states without bans. Many respondents who knew it was illegal to text said they didn't think police were strongly enforcing the bans.

"But this doesn't explain why crashes increased after texting bans," Lund points out. "If drivers were disregarding the bans, then the crash patterns should have remained steady. So clearly the drivers did respond somehow to the bans, and what they might have been doing was moving their phones down and out of sight when they texted, in recognition that what they were doing was illegal. This could exacerbate the risk of texting by taking drivers' eyes further from the road and for a longer time."

Using a driving simulator, researchers at the University of Glasgow found a sharp decrease in crash likelihood when participants switched from head-down to head-up displays. This suggests that it might be more hazardous for a motorist to text from a device that's hidden from view on the lap or a vehicle seat.

Texting in general is on the increase. Wireless phone subscriptions numbered 286 million as of December 2009, up 47 percent from 194 million in June 2005. Text messaging is increasing, too. It went up by about 60 percent in 1 year alone, from 1 trillion messages in 2008 to 1.6 trillion in 2009.

The District of Columbia was the first U.S. jurisdiction to ban all motorists from texting while driving. This was in 2004, and since then 30 states have followed suit. Nearly half of these bans have been enacted in 2010.

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